Real-Time Payment Processing with QuickBooks® QBO Integration

• ~ Automate Account Receivable Collection
• ~ Automate Account Payable Payments
• ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ^® specializes in the origination of moving money electronically.

Batching, Recurring, and ISO 20022: Powerful Tools for Scalable Real-Time Transactions

Businesses that rely on recurring billing, payroll, or B2B disbursements can upload Excel, XML, or JSON files with ISO 20022 message formatting to send batch payments to any financial institution supporting RTP® or FedNow®.

Each transaction can include rich remittance data, integrated directly into your accounting system. That means no delays, no file reconversions, and instant confirmation of funds for all parties involved.

With Request for Payment (RfP™) capabilities, you can send real-time invoices via email, text, or mobile app—guiding payers to a hosted payments page where they choose their preferred rail (RTP®, FedNow®, ACH, card, or BNPL).

✅ RTP® Parameters, Attributes, Benefits, and Features

Parameters

• Rails: RTP®, FedNow®
• Integration: QuickBooks® QBO, ISO 20022-compatible banks
• File Types: Excel, .XML, .JSON
• Transactions: A2A, B2B, C2B
• Tools: RfP™, Hosted Payment Page
• Settlement: Instant, 24/7/365, Final

Attributes

• Real-Time Certainty: Receive irrevocable, good funds immediately
• Digital Invoicing Tools: Trigger RfP™ through mobile, email, or QR code
• Hosted Checkout Experience: Secure payment page for payer to choose payment method
• Recurring Support: Automate payments for memberships, utilities, and subscriptions
• Batch Upload Ready: Supports thousands of transactions via ISO 20022 standards
• Full QBO Sync: Automatically match payments with invoices in QuickBooks® QBO
• Rich Remittance Data: Embedded payment metadata improves reporting and reconciliation

Ask us How:

• Real-time payment processing using RTP® and FedNow® lets businesses send and receive irrevocable good funds instantly, eliminating the delays and uncertainty of traditional methods like ACH and card networks.
• Through QuickBooks® QBO integration, every real-time payment is matched, reconciled, and tracked—streamlining accounting workflows and eliminating AR aging.
• Batch payments using ISO 20022 XML, Excel, or JSON allow merchants to process large volumes of A2A, B2B, or C2B payments to any U.S. financial institution—perfect for payroll, vendor settlements, and rebates.
• Using Request for Payment (RfP™), businesses can issue real-time digital invoices via text message, email, or mobile notification, allowing payers to complete transactions using their preferred payment rail—RTP®, FedNow®, ACH, card, or BNPL.
• With hosted payment pages, the customer decides how and when to pay, while the business gets final, irrevocable funds instantly, with full transparency and real-time updates.
• Businesses using TodayPayments.com benefit from real-time reporting, ISO 20022 data compliance, and full QuickBooks® synchronization—delivering modern payments for modern commerce.
• Recurring and subscription billing models thrive with real-time payments, eliminating delayed settlements, reducing churn, and improving operational cash flow.

SecureQBPlugin.com offers real-time payment processing services for users of QBO & Desktop. This means that businesses can accept payments from their customers in real-time, allowing them to receive funds more quickly and efficiently than traditional payment processing methods.

With SecureQBPlugin.com, businesses can accept a variety of payment methods, including credit cards, debit cards, ACH, and FedNow. The payments are processed in real-time, allowing businesses to receive funds instantly, which can be useful for managing cash flow and paying bills more efficiently.

Additionally, SecureQBPlugin.com provides secure payment processing, protecting sensitive information and reducing the risk of fraud or data breaches. The platform also offers features such as recurring payments and payment reminders, which can help businesses manage their payments more effectively.

Overall, SecureQBPlugin.com's real-time payment processing services can be a valuable tool for businesses using QBO & Desktop, helping them streamline their payment processes, improve cash flow, and enhance the customer experience.

Stop waiting for payments. Start receiving good funds instantly with real-time payment processing from TodayPayments.com. Our platform integrates directly with QuickBooks® QBO, supports ISO 20022 batching, and enables Request for Payment (RfP™) functionality that converts invoices into instant deposits—24/7, with certainty.

✅ Get paid instantly
✅ Eliminate chargebacks
✅ Sync directly with QBO
✅ Enable hosted payment pages
✅ Use RfP™ to send invoices by email, text, or QR

👉 Power your business with TodayPayments.com — the leader in real-time payment processing.

Visit https://www.TodayPayments.com to activate your real-time future today.

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Call us, the .csv, text messaging and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support

2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.

Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1.5% percentage on gross dollar file,

3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our Real-Time Payment Processing system.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG

4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.